As of 2003, there were 12,794,616 registered boats and personal water craft in the U.S. Water sports such as waterskiing, wake boarding, swimming, jet skiing, fishing, or using personal water craft can be fun, however these types of activities can be dangerous especially in the hands of someone who is inexperienced or intoxicated. Some of these injuries include, drowning, carbon monoxide poisoning, burns, amputations, prop injuries, hypothermia, head injuries, disfigurement, or collisions where someone is ejected from the water craft which can cause a soft tissue injury or broken bones. Most laws with regard to negligence apply to boaters and most boats are covered by insurance policies that will compensate you for your injuries.
Capsizing and falls overboard are the most reported types of fatal accidents and accounted for over half (57%) of all boating fatalities. Approximately 70% of these fatalities occurred where the victim drowned (481 out of 703) and 86% of the victims who drowned were not wearing a personal flotation device (PFD) or life jacket. 416 lives might have been saved had these victims worn some kind of flotation device. You must remember to wear a personal flotation device or life jacket, it does save lives.